Terms & Condition

Last updated: August 21, 2025

This Privacy Policy describes Our policies and procedures onthe collection, use and disclosure of Your information when You use the Serviceand tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve theService. By using the Service, You agree to the collection and use ofinformation in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized havemeanings defined under the following conditions. The following definitionsshall have the same meaning regardless of whether they appear in singular or inplural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for You to access our Service or parts of our Service.
• Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
• Application refers to zumplus, the software program provided by the Company.
• Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to zumplus.
• Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
• Country refers to: West Bengal, India
• Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Application or the Website or both.
• Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.
• Third-party Social Media Service refers to any website or any social network website through which a User can log in or create an account to use the Service.
• Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
• Website refers to zumplus, accessible from https://zumplus.com/
• You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us withcertain personally identifiable information that can be used to contact oridentify You. Personally identifiable information may include, but is notlimited to:

• Email address
• First name and last name
• Phone number
• Address, State, Province, ZIP/Postal code, City
• Usage Data

Usage Data

Usage Data is collected automatically when using theService.

Usage Data may include information such as Your Device’sInternet Protocol address (e.g. IP address), browser type, browser version, thepages of our Service that You visit, the time and date of Your visit, the timespent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device,We may collect certain information automatically, including, but not limitedto, the type of mobile device You use, Your mobile device unique ID, the IPaddress of Your mobile device, Your mobile operating system, the type of mobileInternet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sendswhenever You visit our Service or when You access the Service by or through amobile device.

Information from Third-Party Social Media Services

The Company allows You to create an account and log in touse the Service through the following Third-party Social Media Services:

• Google
• Facebook
• Instagram
• Twitter
• LinkedIn

If You decide to register through or otherwise grant usaccess to a Third-Party Social Media Service, We may collect Personal data thatis already associated with Your Third-Party Social Media Service’s account,such as Your name, Your email address, Your activities or Your contact listassociated with that account.

You may also have the option of sharing additionalinformation with the Company through Your Third-Party Social Media Service’saccount. If You choose to provide such information and Personal Data, duringregistration or otherwise, You are giving the Company permission to use, share,and store it in a manner consistent with this Privacy Policy.

Information Collected while Using the Application

While using Our Application, in order to provide features ofOur Application, We may collect, with Your prior permission:

• Information regarding your location
• Information from your Device’s phone book (contacts list)
• Pictures and other information from your Device’s camera and photo library

We use this information to provide features of Our Service,to improve and customize Our Service. The information may be uploaded to theCompany’s servers and/or a Service Provider’s server or it may be simply storedon Your device.

You can enable or disable access to this information at anytime, through Your Device settings.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to trackthe activity on Our Service and store certain information. Trackingtechnologies used are beacons, tags, and scripts to collect and trackinformation and to improve and analyze Our Service. The technologies We use mayinclude:

• Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.
• Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session"Cookies. Persistent Cookies remain on Your personal computer or mobile devicewhen You go offline, while Session Cookies are deleted as soon as You closeYour web browser. You can learn more about cookies on TermsFeedwebsite article.

We use both Session and Persistent Cookies for the purposesset out below:

• Necessary / Essential Cookies

Type: Session Cookies

Administered by: Us

Purpose: These Cookies are essential to provide You withservices available through the Website and to enable You to use some of itsfeatures. They help to authenticate users and prevent fraudulent use of useraccounts. Without these Cookies, the services that You have asked for cannot beprovided, and We only use these Cookies to provide You with those services.

• Cookies Policy / Notice Acceptance Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies identify if users have accepted theuse of cookies on the Website.

• Functionality Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies allow us to remember choices You makewhen You use the Website, such as remembering your login details or languagepreference. The purpose of these Cookies is to provide You with a more personalexperience and to avoid You having to re-enter your preferences every time Youuse the Website.

For more information about the cookies we use and yourchoices regarding cookies, please visit our Cookies Policy or the Cookiessection of our Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for the followingpurposes:

• To provide and maintain our Service, including to monitor the usage of our Service.
• To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.
• For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.
• To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
• To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
• To manage Your requests: To attend and manage Your requests to Us.
• For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.
• For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.

We may share Your personal information in the followingsituations:

• With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.
• For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
• With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.
• With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
• With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. If You interact with other users or register through a Third-Party Social Media Service, Your contacts on the Third-Party Social Media Service may see Your name, profile, pictures and description of Your activity. Similarly, other users will be able to view descriptions of Your activity, communicate with You and view Your profile.
• With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as longas is necessary for the purposes set out in this Privacy Policy. We will retainand use Your Personal Data to the extent necessary to comply with our legalobligations (for example, if we are required to retain your data to comply withapplicable laws), resolve disputes, and enforce our legal agreements andpolicies.

The Company will also retain Usage Data for internalanalysis purposes. Usage Data is generally retained for a shorter period oftime, except when this data is used to strengthen the security or to improvethe functionality of Our Service, or We are legally obligated to retain thisdata for longer time periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed atthe Company’s operating offices and in any other places where the partiesinvolved in the processing are located. It means that this information may betransferred to — and maintained on — computers located outside of Your state,province, country or other governmental jurisdiction where the data protectionlaws may differ than those from Your jurisdiction.

Your consent to this Privacy Policy followed by Yoursubmission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary toensure that Your data is treated securely and in accordance with this PrivacyPolicy and no transfer of Your Personal Data will take place to an organizationor a country unless there are adequate controls in place including the securityof Your data and other personal information.

Delete Your Personal Data

You have the right to delete or request that We assist indeleting the Personal Data that We have collected about You.

Our Service may give You the ability to delete certaininformation about You from within the Service.

You may update, amend, or delete Your information at anytime by signing in to Your Account, if you have one, and visiting the accountsettings section that allows you to manage Your personal information. You mayalso contact Us to request access to, correct, or delete any personalinformation that You have provided to Us.

Please note, however, that We may need to retain certaininformation when we have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or assetsale, Your Personal Data may be transferred. We will provide notice before YourPersonal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement

Under certain circumstances, the Company may be required todisclose Your Personal Data if required to do so by law or in response to validrequests by public authorities (e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the goodfaith belief that such action is necessary to:

• Comply with a legal obligation
• Protect and defend the rights or property of the Company
• Prevent or investigate possible wrongdoing in connection with the Service
• Protect the personal safety of Users of the Service or the public
• Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, butremember that no method of transmission over the Internet, or method ofelectronic storage is 100% secure. While We strive to use commerciallyacceptable means to protect Your Personal Data, We cannot guarantee itsabsolute security.

Children’s Privacy

Our Service does not address anyone under the age of 13. Wedo not knowingly collect personally identifiable information from anyone underthe age of 13. If You are a parent or guardian and You are aware that Yourchild has provided Us with Personal Data, please contact Us. If We become awarethat We have collected Personal Data from anyone under the age of 13 withoutverification of parental consent, We take steps to remove that information fromOur servers.

If We need to rely on consent as a legal basis forprocessing Your information and Your country requires consent from a parent, Wemay require Your parent’s consent before We collect and use that information.

Links to Other Websites

Our Service may contain links to other websites that are notoperated by Us. If You click on a third party link, You will be directed tothat third party’s site. We strongly advise You to review the Privacy Policy ofevery site You visit.

We have no control over and assume no responsibility for thecontent, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We willnotify You of any changes by posting the new Privacy Policy on this page.

We will let You know via email and/or a prominent notice onOur Service, prior to the change becoming effective and update the "Lastupdated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodicallyfor any changes. Changes to this Privacy Policy are effective when they areposted on this page.

Contact Us

If you have any questions about this Privacy Policy, You cancontact us:

• By visiting this page on our website: https://zumplus.com/contact-us